Our Financial Planning Process

Step 1: We’ll work together to develop a comprehensive understanding of your personal and financial circumstances, incorporating both Qualitative and Quantitative data.  This may include completing a Financial Planning Questionnaire, providing account statements, tax returns, estate planning documents, and other relevant information. 

Step 2: We’ll help you to Identify and prioritize both short and long-term goals.

Step 3: By analyzing your current course of action we’ll develop Your Financial Base Line.  Next, we’ll analyze potential alternative courses of action to determine if making changes will impede or improve your progress towards goal.  This improves clarity in decision making. 

Step 4: The Financial Planning Group will develop recommendations based on the analysis.  

Step 5: We will discuss the planning recommendations thoroughly to ensure all parties agree on next steps, time frames, and check-in points to assess progress.  Accountability is a key component of achieving financial planning success!

Step 6: We will work with you and your other financial professionals (CPA, Attorney, Insurance Agent, etc.) to implement the planning recommendations.

Step 7: Ongoing, we’ll monitor the progress of your financial plan, meet regularly to ensure you’re on track to meet goals, and update your plan as needed.  

Financial Life Cycle: Mapping Your Major Life Cycle Events to Financial Planning

Comprehensive Financial Planning is a dynamic process that reflects the changes over the course of your life.